About CarCoverCompass
CarCoverCompass is a free online referral and comparison service operated from 1609 S Cameo Way, Sioux Falls, SD 57105. Our Site helps consumers learn about car insurance and, at their request, share their information with insurance providers and marketing partners who may offer quotes.
We are not an insurance company
CarCoverCompass is not an insurance carrier, insurance agency, insurance broker or insurance producer. We do not:
- Sell, solicit or negotiate insurance, or recommend a particular policy or provider;
- Issue policies or bind coverage;
- Provide insurance quotes or determine eligibility, rates or underwriting outcomes;
- Handle claims or make claim decisions; or
- Charge consumers any fee for using our Site.
Any quote, policy or coverage you receive is offered by a third-party insurance provider that is responsible for holding the required licenses in your state.
Licensing
Because CarCoverCompass does not sell, solicit or negotiate insurance, it does not hold an insurance producer license. Insurance products are offered only by carriers, agents and brokers that are licensed in the states where they do business. You can verify the license of any agent, broker or carrier that contacts you by visiting your state's department of insurance or the National Insurance Producer Registry (NIPR) at nipr.com, or the National Association of Insurance Commissioners (NAIC) consumer resources at content.naic.org.
If you have a complaint about an insurance company or agent, you may contact your state department of insurance. South Dakota residents may contact the South Dakota Division of Insurance.
Advertising disclosure and compensation
CarCoverCompass is an advertising-supported service. We may receive compensation from insurance carriers, agents, brokers and marketing partners when you submit a request, when your information is shared with them, when you are connected with them by phone, or when you take other actions. This compensation:
- Allows us to offer our Services free of charge to consumers;
- May influence which providers are presented to you and the order in which they appear; and
- Does not affect the price you pay for any insurance policy, which is set solely by the insurance provider.
We do not include every insurance company or every available product in the market. The providers that may contact you represent only a portion of available options.
Quotes, rates and savings
- Any rates, savings or discounts mentioned on the Site or by a provider are not guaranteed and may not be available to you.
- Your actual rate depends on factors including your location, driving record, vehicle, age, coverage selections, insurance history and, where permitted, credit-based insurance score.
- Quotes are estimates until the insurer completes underwriting and issues a policy.
- Coverage, products, discounts and features vary by provider and state and are subject to the terms, conditions, limits and exclusions of the actual policy.
Educational content
Articles, coverage descriptions, savings tips and FAQs on this Site are provided for general information only and are not insurance, legal, financial or tax advice. State laws and minimum coverage requirements change from time to time. Confirm details with a licensed insurance professional before making a decision.
Trademarks
All third-party names, logos and trademarks that may be referenced on the Site are the property of their respective owners. Their use does not imply endorsement of, or affiliation with, CarCoverCompass unless expressly stated.